Welcome To The CFM

SCHOLARSHIP PROGRAM

Where You Can Either

Request Financial Help To Receive Ministry Services

Or

Give To Help Others Receive Needed Services They Would Not Otherwise Be Able To Afford

ANSWERS TO YOUR QUESTIONS (click here for details)

PROVIDE A SCHOLARSHIP (click here for details)

REQUEST A SCHOLARSHIP (click here for details)

SCHOLARSHIP PROVIDERS (click here for details)

ANSWERS TO YOUR QUESTIONS (click here)

What CFM programs qualify for financial scholarships?

1. Personal Financial and Life Coaching: You work one-on-one with your personal CFM coach to set the financial foundation that will last for the rest of your life. (click here)

2. 12-Month Financial Boot Camp: 12 months of highly accountable debt-dumping and wealth-building one-on-one coaching (Atlanta area only). (click here)

3. HomeSavers: Work with your personal coach to keep your home from foreclosure without bankruptcy or bringing your delinquent payments up to date. (click here)

4. CFM Seminars and Workshops (now available only in the Atlanta area): (click here)

Who is eligible to receive financial scholarships?

1. Anyone regardless of race, religion, sex, creed, age, color, disability, or national origin. We serve counselees regardless of whom they owe or the amount they owe.

2. Anyone who chooses to learn to seek after Debt Free Living God's Way.

3. Anyone with documentable need.

How much scholarship money is available?

1. Subject to Grant Provider qualifications

2. Usually up to 1/2 the cost of the program based on verifiable need.

What is the Scholarship Application Process?

1. Complete and send CFM an applicable application along with a letter asking for/justifying the need for a scholarship

2. The CFM Scholarship Review Board will review each application package and request letter. Unanimous approval is required to award scholarships. The Board will then match scholarship awards to specific scholarship providers.

3. A CFM professional coach will let each applicant know whether or not their application is approved and if so, for how much and from which scholarship provider.

4. If approved, the scholarship recipient will send a “thank you” letter to the scholarship provider at the start of the program and a “thank you/feedback” letter to the scholarship provider at the end of the program.

5. NOTE: The prayerful decision of the CFM Scholarship Review Board is final. Not everyone who qualifies will receive a scholarship.

Why do we charge for services and offer scholarships?

1. Giving to faith-based organizations has dropped continuously and significantly since “9-11.” We do not want to compete for the “tithe” or other faith-based giving. Therefore we work hard to fund our services from donations and fees we receive from the services we provide.

2. All CFM staff coaches and counselors are paid professionals, certified and/or licensed by the National Institute for Financial Counseling Education, the Georgia Board of Examiners for Christian Counselors and Therapists, Dave Ramsey and/or Crown Financial Ministries.

3. Previously all our education/coaching services were completely funded by grants and gifts associated with our consumer credit counseling services.

We still have the highest rated credit counseling services in the U.S. However, the consumer credit counseling “industry” is very corrupt. Therefore, The IRS, along with the Federal Government and many state governments, are legislating requirements designed to drive out the “bad guys.” This is a good thing.

Unfortunately, these new requirements are time consuming and expensive and result in many “good guys” leaving the industry. This is not a good thing.

While we will continue to offer consumer credit counseling services and meet or exceed all IRS, Federal and State requirements, we can no longer afford many state mandated fees and other overhead expenses. As a result, we have had to choose to stop offering credit-counseling services in the most restrictively expensive states. In the remaining states we offer consumer credit counseling services ONLY as absolutely necessary to those who can verify that they have successfully completed specific financial education programs from our ministry, Dave Ramsey, or Crown Financial Ministries.

In summary, our consumer credit counseling grants and gifts are greatly reduced and no longer cover our education and coaching related expenses. THEREFORE, WE MUST SEEK OTHER WAYS TO FUND OUR EDUCATION AND COACHING SERVICES.

How can you help fund a scholarship?

1. Give a tax-deductible gift. (click here)

2. Provide an organizational grant. (click here)

3. Buy Thomas Kinkade art. (click here)

4. Buy books, tapes, CDs, etc., from Christianbooks.com through CFM. (click here)

5. Receive CFM offered E-Books for a gift of any amount. (click here)

6. Receive CFM offered "Special Reports" for a gift of any amount. (click here)

7. Other ideas that readers might suggest?

PROVIDE A SCHOLARSHIP(click here)

1. List benefits to provider (under construction)

2. Needs of the people (under construction)

3. Why we need your help (under construction)

REQUEST A SCHOLARSHIP(click here)

1. Needs statement (under construction)

2. Programs covered (under construction)

3. Amounts currently available (under construction)

4. Application process (under construction)

5. Program Application (under construction)

SCHOLARSHIP PROVIDERS (click here)

We honor our providers who wish NOT to remain anonymous

1. Use logo (under construction)

2. Promote services (under construction)

3. List program specific gift amounts, and conditions (under construction)