"Personal Financial and Life Coaching"

Is ugly debt keeping you from debt free living? 

You Tried Debt Free Living On Your Own.

It Doesn't Work!”

It's time to fight back!

Sign up for

"Personal Financial and Life Coaching"

And Begin Your First Steps Along the Path To Debt Free Living God's Way!

Here's a personal message from Bob Louder, the President of Christian Financial Ministries

YOU CAN BECOME DEBT FREE GOD'S WAY! NOW! ONCE AND FOR ALL!

Your "Personal Financial and Life Coaching" singularly unique experience will put you in a position to be blessed and to become a blessing to others.

How? You will receive a unique combination of the four time-tested prerequisites to Debt Free Living God's Way. You will receive... 

• Outstanding Bible-based financial education! Here you will learn or review biblical financial principles using your Bible and our "Debt Free Living God's Way" E-Book. This E-Book is a written expression of the seminar our ministry president (Rev. Bob Louder) wrote for Mr. Larry Burkett and Christian Financial Concepts (now Crown Financial Ministries).
• Outstanding Bible-based financial applications! You will receive Dave Ramsey trained and certified coaching. Dave Ramsey is a Christian personal money management expert, an extremely popular national TV and radio personality, and a New York Times best-selling author. You and your coach will work through and personalize the key elements of Dave's The Total Money Makeover book and his Financial Peace University.
• Outstanding Bible-based relational coaching! Using the DISC Personality Profile Assessment, you will recognize your natural strengths and weaknesses so you can make better financial decisions and communicate more effectively about finances with those closest to you.
• Outstanding Bible-based accountability coaching over time! It takes time to turn lifestyle adjustments into habits. We stick with you through the whole process. When you work with us, it's not just a "one-time shot".

WHAT HAPPENS WHEN YOU BECOME DEBT FREE GOD’S WAY! 

• Your spiritual and financial life starts to grow again!
• Your relationships and marriage re-energize!
• Calls from creditors disappear!
• Threats and fears of bankruptcy and foreclosure go away!

• More than half of all American families are delinquent on their credit card debt. (American Bankers Association)
• Families are on track to break record-setting annual bankruptcy filings.
• Home foreclosures are a national epidemic.
• Four out of ten adults (36%) say “it seems impossible to get ahead because of the financial debt I have.”  (Barna).  They need a debt free program to help to become debt free, including their home.
• More than 50% of all marriages end in divorce. Finances are the main "symptom" 80-90% of the time. Most single-parent homes are headed by a mother earning less than $18,000 per year.  Almost 90% of all welfare recipients live in single parent homes, do not have a prayed over, written down spending plan and will not become debt free God’s way. 

• Churches are forced to cut vital services--giving is down due to personal credit card debt and bankruptcy filings. Few churches offer a practical debt free program to help their people learn to become debt free God's way.
• Missionary candidates are kept at home due to lack of support, excessive credit card debt and other credit problems.
• Only three of the 1002 adults interviewed in a recent Barna survey (less than .03%) held firm and biblically consistent beliefs. Almost nine out of ten adults surveyed believe they know all of the basic teachings of Christianity very well. However, when you explore what they think the Bible actually teaches about finances, many theological inconsistencies and inaccuracies emerge.

START YOUR "PERSONAL FINANCIAL AND LIFE COACHING "PROGRAM NOW!

First, you will complete and submit a detailed personal application. This application package includes:

• Personal Information Sheet
• A written summary of your current spiritual journey
• A written summary of your present financial situation
• Personality Profile (DISC)
• A recent pay stub
• Monthly Income and Expense Details
• List of Debts and Creditor Information
• Copies of your tax returns for the last two years
• Current credit report to include your FICO score

Third, you will receive at least one initial fact-finding, telephone coaching consultation. During this consultation, you and your coach will schedule an extended (several hours as needed) personal coaching consultation. This consultation will be conducted face-to-face or via a teleconference and include your spouse, if you are married.

Fourth will be your extended personal consultation.

During your extended personal consultation, you and your coach will first discuss the two most critical Bible-based financial principles. You MUST learn to apply these two principles to every financial decision you ever make.

During your extended personal consultation you will also receive verbal and written personality profile results that will help you understand how

• You relate to money
• Your spouse relates to money
• You and your spouse can best relate to each other
• You and your spouse can best work together to manage your finances

• Discuss our written summary of your current financial condition
• Discuss a prioritized list of immediate financial and life-style adjustment recommendations
• Review a proposed guideline spending plan.
• Establish priorities based on your needs, wants and desires
• Learn the benefits of a personalized cash spending envelope system
• Learn to better manage your checking and saving accounts
• Discuss the importance of regular "attitude checks" to help keep you motivated

• Goal Setting
• Investments
• Insurance
• Real Estate and Mortgages
• Retirement and College Planning
• Career and Extra Jobs
• And much more

Fifth After your extended personal coaching consultation, you will receive continuing Accountability Check-Ups with your coach for at least three months...or more if you need more. Your Accountability Check-Ups will center on:

• The commitments you made during your personal extended coaching consultation
• The "Debt Free Living God's Way" E-Book you received for FREE
• Your FREE subscription to our "Personal Financial and Life Coaching" weekly newsletter.

YOU WOULD EXPECT TO PAY A MINIMUM OF $950 AT $95 PER HOUR FOR THESE SERVICES.  

• Our price is only $385.00! 

ARE YOU ABSOLUTELY, POSITIVELY READY TO START TO GET OUT OF DEBT, STAY OUT OF DEBT AND WORK TO BUILD AND PASS ON WEALTH GOD'S WAY?

Then prayerfully complete and send us your “Personal Financial and Life Coaching" application package.  One of our coaches will then give you a call to answer any question you may have and work with you to set up a consultation schedule.

OR

Call and speak directly with one of our Personal Financial and Life Coaches (678-797-9444 or 1-800-895-0512, 9:00 A.M. to 4:00 P.M., Monday thru Thursday, Eastern Standard Time). Get your questions answered then complete and send us your “Personal Financial and Life Coaching" application package.

Take your first step toward debt free living God’s way.  Now!

MEET YOUR COACHES

Rev. Bob Louder: Financial teacher, trainer, coach, mentor

• Distinguished Military Graduate from the University of Nebraska--Retired US Air Force Lt. Colonel.
• BA (Business Administration) University of Nebraska, MBA University of North Dakota
• Licensed Minister The International Ministerial Fellowship
• Certified Christian Financial Concepts teacher and trainer
• Certified Dave Ramsey Counselor
• Certified Credit Counselor--National Association of Certified Credit Counselors
• Organizations: American Association of Debt Management Organizations, Georgia Christian Counselors Association, Christian Legal Society, American Family Association, American Association of Christian Counselors.
• International financial teacher, trainer, counselor, consultant and mentor
• Developed five start-up ventures into profitable small businesses
• Developed instructional/media materials for Christian Financial Concepts and Focus on the Family
• National and statewide newsletters--national radio/TV experience
• Founder and President of Christian Financial Ministries

Mrs. Becky Pitts: Financial teacher, trainer, coach and mentor

• Dave Ramsey and Crown Financial Ministries Trained
• Becky (and her husband) overcame devastating financial difficulties by following God's principles learned at a Crown Financial Small Group class in 1991.
• "I believe God allowed me to go through these financial difficulties to bring me closer to Him, in order to better understand what others are going through and to offer help and support to others growing through similar situations."
• Over the past 15 years, Becky and her husband have lead Financial Peace University classes (Dave Ramsey) and many Crown Financial Ministries Small Group Studies while continuing to apply biblical financial principles in their own lives.
• Becky believes that God has placed a desire in her heart to help others realize their financial strengths and weaknesses. She is passionate about coaching others in ways to apply God's principles together with practical applications in order to overcome obstacles and challenges in their finances.
• "I continue to rely on God's Word and apply His biblical financial principles in my life today. God's plan to get out of debt and stay out of debt really works! Let me show you how!

WHAT OTHERS ARE SAYING…

We have been helping God’s people who are absolutely, positively ready to get out of debt and/or work to build and pass on wealth since 1987.  Here are some unsolicited reports from folks just like you.

“I love being debt free!  No material possession is worth the agony of debt.  Thank you for helping me reach what I once thought was an impossible dream.”  Linda S.

“God has used you in a might way.”  Teresa

“…Thanks to all the good folks at CFM for helping my wife and I through some very difficult financial times.  Through your help, being the hands and feet of Jesus, our family was able to avoid bankruptcy and get back to a positive financial picture.”  Doug and Christy

“Randy and I wish to thank you all at CFM.  Although we still struggle with our finances we can see a light at the end of our tunnel.”  Randy and Casse

“Thank you for your prayer today.  Work is going much better.  I know that God led me to CFM and that He is watching over me.  Thanks again for all your help and prayers.”  Cassie

“Working with you was an attitude changing experience.  Thank you so much for your dedication and insight into God’s Word.”  Mark

WHAT ABOUT YOU?

Are YOU and YOUR FAMILY really ready for Debt Free Living God’s Way? 

Are YOU finally ready to give up trying to do it your way and are now ready to do it God's way? 

THEN START TODAY!!

Either give us a call (1-800-895-0512) or send us your completed "Personal Financial and Life Coaching" application package.

You will be blessed and be in a better position to be a blessing to others. 

AND DON’T FORGET: 

Your copy of our “DEBT FREE LIVING GOD'S WAY" E-Book and our "Personal Financial Life Coaching" weekly newsletter are yours ABSOLUTELY FREE when you sign up for your
“Personal Financial and Life Coaching" program.

Your FREE E-Book will help you discover…

• What a Bible-based, debt free living program looks like.
• The two critical biblical principles you MUST apply to EVERY financial decision as part of your debt free program.
• The best Bible-based debt free program learning resources.
• Practical tools you can use to help navigate your debt free program.
• One location to receive BOTH the best Bible-based debt free living program learning materials AND the best Bible-based debt free living practical helps.
• What steps to take today to start to become debt free, instead of making wishful thoughts for tomorrow! 
• And soooooo much more.

Are you absolutely, positively ready to get out of debt, stay out of debt, and build wealth God’s way?

CLICK HERE FOR YOUR APPLICATION PACKAGE

Call (678-797-9444 or 1-800-895-0512) or send in your application package TODAY.

Remember, this is a limited time offer, for a limited time discount price of $385.00, and we only accept 10 applications each month.

So pray about calling or sending in your application package today.  You will be blessed!